{"id":47,"date":"2022-05-26T04:00:00","date_gmt":"2022-05-26T10:00:00","guid":{"rendered":"https:\/\/www.upins.com\/blog\/?p=47"},"modified":"2022-05-26T11:15:18","modified_gmt":"2022-05-26T17:15:18","slug":"who-needs-renters-insurance","status":"publish","type":"post","link":"https:\/\/www.upins.com\/blog\/who-needs-renters-insurance\/","title":{"rendered":"Who needs renters&#8217; insurance?"},"content":{"rendered":"<p>If you rent your home, whether an apartment or a house, you need renter&rsquo;s insurance. U.P. Insurance Agency Inc. serving Negaunee, MI can help you obtain the policy you need with our affordable coverage options.<\/p>\n<h2>You May Have to Purchase Renter&rsquo;s Insurance<\/h2>\n<p>Many landlords write a requirement for renter&rsquo;s insurance into their leases. Without a renter&rsquo;s insurance policy, you won&rsquo;t get to rent the home you want.<\/p>\n<p>Sometimes, the complex in which the homeowner resides requires insurance. For example, your landlord to be might own a condo or townhouse. The condo or townhouse complex can require the renter&rsquo;s insurance if the homeowner sublets.<\/p>\n<h3>Only Your Renter&rsquo;s Insurance Protects Your Belongings<\/h3>\n<p>Your landlord carries home insurance, but it only protects their home, belongings, and their liability. If you host a guest in your rented home who has an accident while there, you hold the liability for their safety.<\/p>\n<p>Your insurance pays for their medical care and the settlement if they sue you. If you don&rsquo;t own renter&rsquo;s insurance, the medical care and settlement come out of your own pocket.<\/p>\n<h3>Side Benefits of Renter&rsquo;s Insurance<\/h3>\n<p>When a named peril damages the home you rent, your landlord&rsquo;s insurance protects their financial loss and pays for repairs. Where do you live in the meantime though?<\/p>\n<p>If you own a renters&rsquo; insurance policy, your insurance company pays for your hotel in a sense. That&rsquo;s because a renters&rsquo; insurance policy contains a provision for loss of use. Some policies refer to it as an additional living expense benefit.<\/p>\n<h3>Contact Us Today<\/h3>\n<p>Contact U.P. Insurance Agency Inc. serving Negaunee, MI for the renters&rsquo; insurance you need to protect your belongings and liability. Let us help you obtain the policy you need to fulfill landlord or condo\/townhouse complex requirements.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>If you rent your home, whether an apartment or a house, you need renter&rsquo;s insurance. U.P. Insurance Agency Inc. serving Negaunee, MI can help you obtain the policy you need with our affordable coverage options. You May Have to Purchase Renter&rsquo;s Insurance Many landlords write a requirement for renter&rsquo;s insurance into their leases. Without a [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[9],"tags":[13,14],"class_list":["post-47","post","type-post","status-publish","format-standard","hentry","category-renters-insurance","tag-negaunee-mi","tag-u-p-insurance-agency-inc"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.upins.com\/blog\/wp-json\/wp\/v2\/posts\/47","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.upins.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.upins.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.upins.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.upins.com\/blog\/wp-json\/wp\/v2\/comments?post=47"}],"version-history":[{"count":1,"href":"https:\/\/www.upins.com\/blog\/wp-json\/wp\/v2\/posts\/47\/revisions"}],"predecessor-version":[{"id":48,"href":"https:\/\/www.upins.com\/blog\/wp-json\/wp\/v2\/posts\/47\/revisions\/48"}],"wp:attachment":[{"href":"https:\/\/www.upins.com\/blog\/wp-json\/wp\/v2\/media?parent=47"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.upins.com\/blog\/wp-json\/wp\/v2\/categories?post=47"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.upins.com\/blog\/wp-json\/wp\/v2\/tags?post=47"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}