If you live in Negaunee, MI, you know how much fun you can have with recreational vehicles. We at U.P. Insurance Agency Inc. can provide you with the local insurance that you need for these vehicles. U.P. Insurance Agency Inc provides this guide to finding a policy that suits your specific recreational needs in this area.
Recreational Insurance: What You Need To Know
What Vehicles to Cover
Michigan residents often own many recreational vehicles to enjoy our beautiful outdoor environments, particularly in the UP. Here are a few vehicles you may want to insure with your policy:
- Boats and their trailers
- Motor homes or campers
- Jet skis and other speed-based craft
- Pontoon or even fishing boats
Coverage Options to Consider
You need to get at least liability coverage to protect your recreational vehicles in Michigan. However, you can also purchase a broad range of other options:
- Collision to protect your vehicle in crashes
- Comprehensive to cover non-crash situations
- Belongings coverage for items in your recreational vehicles
Additional Coverage to Consider
When buying recreational insurance in Michigan, you may add additional items to your policy. Though not strictly necessary legally, these options can help you get a higher level of protection:
- Towing and equipment replacement
- Total loss coverage options
- Roadside protection while towing
- Underinsured/uninsured boating protection
Saving Yourself Money
When buying recreational insurance in Michigan, make sure that you work with a local company that you can trust and try to bundle your policies into one option. Doing so can help to cut back on your premiums and provide you with a fuller policy that completely protects you.
Take Care of Your Fun Vehicles
If you own any recreational vehicles in Negaunee, MI or the surrounding area, contact us at U.P. Insurance Agency Inc. right away to learn more. You never know when you might need to get protected from various problems, such as bottoming out your boat or replacing a destroyed camper.
