Do Food Trucks Need Restaurant Insurance?

At U.P. Insurance Agency Inc., we help provide Negaunee MI food trucks with the coverage they need to stay on the road. This step often includes restaurant insurance policies.

What Insurance Food Trucks Need?

Over the years, food trucks have become one of the most popular dining options for many people. Even in the Upper Peninsula, towns like Marquette have a high population of these trucks serving food and satisfying guests. But do these trucks need restaurant insurance? Yes – they typically get a specialized coverage option including:

  • Commercial Auto Protection – A food truck is a type of commercial vehicle and, as such, it needs protection from any driving-related issues that may impact it when you’re on the road.
  • Liability Help – If your food ends up hurting anybody or if your truck damages people as you drive, you may need liability protection to keep your food truck from going out of business. 
  • Worker’s Compensation Coverage – When more people work in your food truck than you, it is vital to have compensation coverage to pay for their sick days and injuries. 
  • Lost-Income Protection – If your food truck is damaged or any of its equipment forces you to miss work, you can get income protection to ensure that you don’t experience a financial shortage. 

This type of coverage is similar to restaurant insurance but is explicitly focused on food trucks. As a result, you should find it reasonably easy to adjust your policy to meet your needs as a person. Just as importantly, you may also have an easier time finding a company that can ensure you. 

Protect Your Livelihood 

Please get in touch with us at U.P. Insurance Agency Inc. to get Negaunee, MI food truck restaurant coverage. We’ll adapt your policy to meet your needs as a company and to keep you in business.