Category: Boat/Watercraft Insurance

Negaunee, MI is a beautiful, safe place with many opportunities to enjoy nature at its finest. With access to a dozen lakes, it makes sense to take advantage of every opportunity to go boating. You can enjoy water activities even more if you have the security of knowing that you are protected in case anything happens. At U.P. Insurance Agency Inc., we can help explain your options so you can decide what’s best for you and your family.

Water Sports Coverage

Water sports coverage will help to pay medical bills and damages if you or your family members have an accident while water skiing, swimming, tubing, fishing, and other kinds of sports. This kind of coverage will help make sure you get prompt treatment without worrying about paying. Typically, water sports coverage is added to a more general boat policy.

Other Kinds Of Boat Insurance

The most common kind of boat insurance is for liability. If your activities cause another party to be injured or for someone else’s property to be damaged, your liability policy will pay. 

When it comes to boat insurance, make sure you understand your policy limits and deductibles. Some boat injuries are very serious and may require a large amount of treatment. You may be responsible for paying anything not covered under insurance out of your own pocket.

We Are Here To Help

You should enjoy the beautiful lakes in Negaunee, MI every chance you get. Water sports are a healthy way to spend quality time in nature with your friends and family. But make sure you have the protection you need. If you would like to discuss a policy for yourself, or if you just have questions, please feel free to call U.P. Insurance Agency Inc. today.

Owning a boat in the Negaunee, MI area could be a great idea. Similar to other areas of the state, there are a lot of great places to use your own boat during the summer months in this part of Michigan. When you are going to own a boat here, you will want to know that it is fully insured and covered.

There are various reasons boat owners here will need to retain this coverage:

Ensure The Boat is Covered

An important reason for anyone to carry boat insurance when in this state is to ensure the boat is covered. If you are going to buy a boat, you will want to use it for a very long time. When you have this insurance, it will ensure you can make repairs and replacement of the boat if certain losses are incurred. Boat insurance can protect against various risks including theft, accidental damage, or vandalism. 

Stay Compliant

You will also want to have a boat insurance plan to stay in compliance with any and all requirements. Boat insurance is going to be required for many people. If you take out a boat loan, lease a boat slip, or want to use certain waterways, you could be required to carry insurance. Having boat insurance will keep you in compliance with such requirements. 

Contact Us Today

When you are going to purchase a boat in the Negaunee, MI area, it will be important that you get the proper insurance for it. There are a lot of decisions that need to be made and U.P. Insurance Agency Inc. will help you select the proper plan. As you are looking for coverage, U.P. Insurance Agency Inc. can provide customized solutions that are curtailed to manage your insurance risks and protect your prized possession. 

The team at U.P. Insurance Agency Inc. understands how much our friends and neighbors in the Negaunee, MI community love their boats! Now is a perfect time to review your boat insurance and make sure you have the coverage you need.

Do you trailer your boat to and from the water?

Many people keep their boats at home and transport them via trailer to and from the water. This can help to save on docking costs and expenses, and can also give you more flexibility when it comes to water options. 

What you may not know, is that not all coverage for boats is the same from policy to policy. If you are involved in an accident or another type of mishap while your boat is on a trailer, the insurance process can become a bit complex.

Be sure that your policy includes robust coverage for any loss or damage that occurs during transport. You may also want to look into the liability coverage as you will need protection for when your boat is both on and off the water. 

Basic boat policies may simply provide the bare minimum when it comes to coverage and protection. By choosing a comprehensive policy, you will be covered in a wider range of scenarios. You don’t want to find out that your protection levels are insufficient after you have been involved in an accident while your boat is in transit.

Be sure that your boat policy includes adequate coverage.

Find out more today!

You can rely on the U.P. Insurance Agency Inc. for all of your insurance needs, including boat policies. If you would like to learn more about the boat insurance options available in the Negaunee, MI area, call or stop by our office today!

We sure love our boats here in Michigan! And, when you have proper insurance coverage, you can breathe easy during the winter, knowing that your vessel is protected. The team at U.P. Insurance Agency Inc. is proud to serve the insurance needs of the greater Negaunee, MI community. If you want to find out more about protecting your boat, even when it is out of the water, give us a call today.

Keep your boat protected all year long

Even if your boat isn’t in the water, it can still get damaged. With a comprehensive boat policy, you can protect your craft from theft, vandalism, or other damage or loss, no matter where it is. Many owners opt to put their boats in dry dock over the winter, while others choose to keep them at the marina or store them at home. Whichever way you choose, you will still need insurance.

Comprehensive policies can provide protection while your boat is in storage and while it is being transported from one place to another. There are innumerable ways that a boat can suffer a loss, at any time of the year. Fire, bad weather, and theft, to name just a few, can occur at any time. When your boat isn’t being used it can still be damaged, so make sure that you have the right protection in place!

Your boat needs protection both in and out of the water

U.P. Insurance Agency Inc. is here for the boat owners in the Negaunee, MI area. Our team understands that owning a boat carries a lot of responsibility with it. Find out more about comprehensive boat policies by contacting our office today.