Why Commercial Insurance Is An Asset For Small Businesses In The Winter

U.P. Insurance Agency, Inc. assists the Negaunee, MI community by offering residents multiple insurance coverage types. We strive to help our clients find the policies that will prepare them for any situation. We use our status as an independent insurance agency to help our clients find custom policies.

Why Commercial Insurance Is An Asset During The Winter

As a small business owner in Negaunee, MI, you face many challenges daily. The threat of a potential liability issue is always on the horizon. That’s why it is important that you have protection. Commercial insurance will protect your business in the event of a potential liability issue. You will also be covered if your business is vandalized. As the weather starts to get colder, here are a few ways that commercial insurance is an asset to your business.

Higher Chance Of A Liability Issue

During the winter, the conditions normally include inclement weather. Due to both solid and melting snow, there is a chance that someone may slip and fall on your property. The policy will cover you if someone gets injured while visiting your business. Make sure that you shovel snow regularly and always put down salt. It would help if you also placed a wet floor sign at the front of your business.

Protects Your Equipment

Severe weather during the Winter has the ability to cause major damage. The policy will cover you if your equipment is damaged due to severe weather. You can amend your commercial insurance policy to include business interruption coverage if a power outage leaves you unable to operate your business. If you suffer a temporary power outage, make sure that you have a backup generator.

U.P. Insurance Agency, Inc. Will Help You Secure Your Business

For more information on commercial insurance, visit our website today!