How To Properly Insure Your Used Vehicle for the Winter

If you live in Negaunee, MI, you understand just how cold and snowy it gets in the winter. The hard winter conditions in Michigan can have a disastrous effect on your vehicle if it isn’t properly maintained. At U.P. Insurance Agency Inc., we help residents of Negaunee, MI properly cover their used vehicles each winter. We understand how important it is to have a working car to get to work in the harsh conditions associated with a Michigan winter.

The following are three ways to make sure your used vehicle is properly covered this winter:

1. Comprehensive

Don’t just get liability insurance if you drive a lot in the snow. Comprehensive coverage covers damage to your vehicle as well as the other party if you get into an accident on the slick roads. Comprehensive coverage also covers your classic vehicle if you choose to place it in storage until summer comes back around. If you live in an area with harsh winters, you should at least have comprehensive insurance. 

2. Storage Insurance

You may want to add supplemental storage insurance to your current coverage plan if you have comprehensive coverage. This is especially true if you have a valuable or classic car. This will ensure that your vehicle is properly covered if it is severely damaged while in storage. 

3. Full Coverage

The best way to have peace of mind is with full coverage. Full coverage includes comprehensive and liability coverage. You can also add any other supplemental coverage to this plan. It is the only way to ensure you are fully covered if anything happens to your vehicle or the passengers. 

Call Today To Discuss Your Options

If you have a used vehicle in Negaunee, MI, make sure it is properly covered during the winter. Contact us at U.P. Insurance Agency Inc. One of our representatives will be able to help you get the perfect insurance policy for your vehicle.