Can I get boat insurance for protection during water sports, like skiing?

Negaunee, MI is a beautiful, safe place with many opportunities to enjoy nature at its finest. With access to a dozen lakes, it makes sense to take advantage of every opportunity to go boating. You can enjoy water activities even more if you have the security of knowing that you are protected in case anything happens. At U.P. Insurance Agency Inc., we can help explain your options so you can decide what’s best for you and your family.

Water Sports Coverage

Water sports coverage will help to pay medical bills and damages if you or your family members have an accident while water skiing, swimming, tubing, fishing, and other kinds of sports. This kind of coverage will help make sure you get prompt treatment without worrying about paying. Typically, water sports coverage is added to a more general boat policy.

Other Kinds Of Boat Insurance

The most common kind of boat insurance is for liability. If your activities cause another party to be injured or for someone else’s property to be damaged, your liability policy will pay. 

When it comes to boat insurance, make sure you understand your policy limits and deductibles. Some boat injuries are very serious and may require a large amount of treatment. You may be responsible for paying anything not covered under insurance out of your own pocket.

We Are Here To Help

You should enjoy the beautiful lakes in Negaunee, MI every chance you get. Water sports are a healthy way to spend quality time in nature with your friends and family. But make sure you have the protection you need. If you would like to discuss a policy for yourself, or if you just have questions, please feel free to call U.P. Insurance Agency Inc. today.