Classic car insurance helps you safeguard your prized classic car. You may not drive it as often, or you may keep it tucked away in a garage when winter weather hits. But will your insurance company cover it if it’s damaged during winter storage?
At U.P. Insurance Agency Inc., our team can help you secure classic car insurance in Negaunee, MI, that fits your needs.
When Does Classic Car Insurance Help You?
Classic car insurance may provide you with financial support if the car suffers damage during winter storage. However, this only applies if you have the right type of policy.
For example, comprehensive coverage, or lay-up insurance in some cases, allows you to store your vehicle when it’s not in use. As long as your comprehensive insurance includes storage-related damage, you may be able to file a claim.
For example, this type of coverage may help with theft, vandalism, and damage from objects falling onto your car. It may also cover damage from snow and ice, such as if the roof of your garage caves in. It may even cover damage if you have critters that decide to make your garage their home during the winter months and damage your vehicle.
However, this insurance does not cover normal wear and tear. If you cannot show that a covered event triggered the damage, it may be hard to obtain a claim.
Let Our Team Help You Protect Your Vehicle
The best-case scenario is to work with our team to choose classic car insurance that covers the risks you face. At U.P. Insurance Agency Inc., our team can answer questions about your coverage now, before you suffer damage you didn’t plan on. We’re currently serving Neguanee, MI.
