Michigan Truck Insurance: Steps to Take After a Truck Accident

After you have been in a truck accident, among the first things on your mind will be your insurance nightmare. This is an overwhelming experience, and it’s normal to make a mistake or two, or worry about what you need to do.

At U.P. Insurance Agency Inc. We want all Negaunee, MI truck drivers to be covered through every accident. Here’s what you need to do after a truck accident.

Seek Medical Attention

The first thing to do after an accident is to report the crash. When you do that, call for medical attention immediately. When you have been in an accident, you are going to experience adrenaline surges, and you won’t be able to feel all the pain if you are experiencing injuries.

It happens all the time, where accident victims realize they have problems days later. Of course, you will report the crash. Get medical attention to those needs immediately, even if you don’t think you need it. That needs to be documented.

Document Everything

A truck accident is a major disaster. You will have police and medical personnel documenting a lot for you. You’ll want to document as much as possible if you can as well. 

Take photos of your own personal experiences, keep all records that are given during and after that experience. Collect names and personal information of all parties involved, even people that “may have” seen something but aren’t sure.

Only Discuss Facts

It is best for you to not say too much during and after an accident because this is a time when your problem is a legal and insurance problem. Even though Michigan is a no-fault state for truck insurance, insurance companies may not always see it that way.

Your insurance company will want to cover your claims, and only what they are responsible for. It’s easy to overstep when you are talking during a tragedy. You will have emotional angst and pain and suffering, but discussing it now could harm you down the road. Try to stick to the facts only, and leave the emotional venting for your loved ones and support system.

Work With Insurance Companies That Care

When you have been in a trucking accident, it’s easy to feel overwhelmed. At U.P. Insurance Agency Inc. we want Negaunee, MI residents to have every need covered during and after a truck accident. We can help you find the company that will be there for you when accidents occur. Call us for a quote or to update your policies today.